IHD — International Horizon Development
Energy regulation

Heat pump leasing: the integrated offer and the CEE

By International Horizon DevelopmentPublished on 8 min read

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Outdoor air-to-water heat pump unit against the stone wall of a house, next to the removed old oil tank, at blue hour

What the Government launched on 30 September 2026

On 30 September 2026 the Government presented the first six winners of the integrated offer for heat pumps. The scheme, often called heat pump leasing, is presented as a flagship measure of the electrification plan announced in April 2026 by the Prime Minister.

An integrated offer is a turnkey solution. A single route brings together the equipment, its installation, the electricity supply, maintenance, control and financing of the remaining cost. According to the press kit of 30 September 2026, the six winners have committed to installing 55 000 additional heat pumps.

The timetable is tight. Pre-orders have been open since 1 October 2026, the first installations will take place in November 2026, and a new call for applications will be held on 1 January 2027. The Government ties the measure to its target of one million heat pumps installed in 2030.

This first selection is the first stage of the roll-out. The call of 1 January 2027 is meant to let new players put forward their own integrated offers.

What the offer contains

The specification described in the Government press kit requires the same building blocks in every offer:

ComponentWhat the integrated offer requires
EquipmentAir-to-water heat pump made in France or Europe, sized to the needs of the home and installed by qualified professionals
Preliminary studyHome assessed beforehand to check that the heat pump is suitable
ElectricityFixed-price offer for three years, with no obligation to subscribe
MaintenanceContract of at least three years, covering regular servicing and breakdowns
ControlOperation at the times when electricity is most available and cheapest, within a comfort range set by the household
FinancingMobilisation of grants and monthly payment of the remaining cost
Summer comfortAt least one reversible model offered where the home allows it

The household keeps its freedom to choose a supplier. It can change its electricity offer at any time without any effect on the financing or on the servicing of its heat pump.

Who can benefit, and on what conditions

The offer is aimed at owners of detached houses whose income falls into the very low-income and low-income categories of the National Housing Agency (Anah). The press kit gives the example of a couple with one child earning up to EUR 3 260 a month between them, before the deduction for professional expenses.

The central promise concerns the monthly payment. The overall monthly payment after works, which includes repayment of the remaining cost, electricity and maintenance, must be lower than or equal to the household's monthly energy spending before works. The press kit specifies that this calculation uses conventional conditions of use and temperature, with the energy prices at the time of subscription or historical average annual prices.

The offers are built to repay the remaining cost within three years in the vast majority of cases. In milder climates, where savings are smaller, repayment can be spread out, but never beyond five years.

The press kit relies on an ADEME study of 100 heat pumps in real conditions, which found an average seasonal coefficient of performance (SCOP) of about 2.9 for air-to-water models. The SCOP measures the heat delivered over a heating season for each kilowatt hour of electricity consumed. An air-to-water heat pump therefore delivers nearly three times the energy it uses, which the Government sums up by calling it nearly three times more efficient than a fossil-fuel boiler.

The role of energy savings certificates

Energy savings certificates (CEE) are the scheme through which energy suppliers fund energy-saving works to meet an obligation set by the State. Our guide to energy savings certificates explains how it works.

The Ministry for the Ecological Transition has placed on the agenda of the Conseil supérieur de l'énergie (the French higher energy council) of 6 October 2026 a draft order creating special bonuses for integrated offers. The draft, published on the ministry's page on the CEE scheme, concerns sheet BAR-TH-171, which covers the air-to-water heat pump in housing.

Case provided for by the draft order (household in energy poverty, main residence)Total volume of certificates
Heat pump dedicated to space heating only760 000 kWh cumac
Heat pump dedicated to space heating and domestic hot water875 000 kWh cumac

The kWh cumac is the unit of the CEE. It accumulates and discounts the energy savings over the lifetime of the equipment. According to the explanatory report on the draft, these levels are calculated so that the household recovers its outlay in about three years, so MaPrimeRénov' geste (the French grant for single energy-saving measures) cannot be claimed alongside. The draft order also excludes combining the bonus with the other bonuses of the sheet provided for replacing a boiler.

The report justifies referring the text to the Council urgently by the wish to offer the first deals before the heating season. The text will enter into force the day after its publication in the Journal officiel and will apply to operations committed from that date.

What the draft order requires on the technical side

This is the most structuring part for HVAC professionals. The draft order makes the bonus conditional on several cumulative requirements:

Requirement in the draft orderScope
Equipment replacedIndividual coal, oil or gas boiler
Heat pump modelApproved under decree no. 2026-413 of 29 May 2026 (quality and industrial resilience) on the date of commitment
SizingOne note for each emitter: output according to the water temperature regime and heat losses of the room at the base temperature
CommissioningHeating curve consistent with the note, below 55 °C at the base temperature for radiators and 35 °C for underfloor heating
ControlOn-off mode or setpoint change, for operations committed from 1 March 2027
Supporting documentIntegrated heat pump offer summary signed by the beneficiary and the offer's agent

The summary of the offer is given to the household at the latest when the works are completed. It sets out all the services, including a fixed-price electricity offer lasting at least three years, with a price signal at least equivalent to peak and off-peak hours, unless the household refuses that service.

The base temperature is the coldest conventional outdoor temperature used to calculate a home's heat losses. A heating curve capped at 55 °C at that temperature assumes emitters able to meet the needs of each room at low temperature. That is the whole purpose of the note for each emitter.

The checks follow the same logic. The press kit announced that 70% of installations would be checked on site. The explanatory report on the draft order sets out the ramp-up: 50% of operations from entry into force, 70% from 1 January 2027 and 100% from 1 January 2028.

The six winning consortia

The first call selected six groups that bring together electricity suppliers, manufacturers, distributors, renovation and installation specialists, and financing players.

Winning consortiumMembers named in the press kit
CapConfortHellio Solutions, Homyos, Akéa Énergies, Winter, Alpiq, Cofidis
IZI by EDFIZI by EDF, EDF, Domofinance
Le PAC'TE françaisAlterna énergie, Saunier Duval, Cofidis
Octopus x EffyOctopus Energy, Effy
Hello Watt x EngieHello Watt, Hello Watt Rénovation, Engie
SoneparSonepar, Ecair, Ace Énergie, TotalEnergies

What this means for you

For an installer

The integrated offer runs through the consortia. An installer reaches it as a partner of one of them. The draft order makes sizing enforceable room by room, and every site will sooner or later be checked on site. The quality of the study and of the commissioning becomes a direct condition of claiming the certificates.

For an engineering consultancy or a body involved in inspection

The requirement for a note on each emitter confirms an underlying trend. Sizing is becoming a condition of funding, and no longer just good practice. Our guide to sizing collective heat pumps shows the same logic in the CEE sheets for multi-occupancy housing and the tertiary sector.

For a landlord, a co-ownership or a tertiary facility manager

The scheme does not concern you directly, because it targets detached houses. Your collective heat pump projects continue to fall under their own standardised operation sheets, with their own study and justification requirements.

For an obligated party or a delegate

The draft order turns the certificate application into a commitment to respect the terms of the integrated offer. The final text, expected after the opinion of the Conseil supérieur de l'énergie, will set the exact framework for applications.

What we recommend

Read the final text before committing. The requirements described here are those of the draft submitted to the Conseil supérieur de l'énergie. Only the order published in the Journal officiel will be authoritative.

Do not combine schemes by mistake. An Anah grant application for the same works closes off the integrated offer bonus, unless the agency notifies a refusal.

Put sizing at the centre. It determines the real performance of the heat pump, and therefore both the monthly payment promise and the compliance of the file at inspection.

Our consultancy carries out independent sizing studies and supports heat pump projects through to the claiming of certificates. Discover our audit and study approach or write to us to review a project.

Frequently asked questions

What is the integrated offer for heat pumps?

It is a turnkey offer presented by the Government on 30 September 2026. It combines an air-to-water heat pump and its installation, fixed-price electricity for three years, a maintenance contract of at least three years, consumption control and monthly financing of the remaining cost.

Who can benefit from heat pump leasing?

The offer is aimed at owners of detached houses whose income falls into the very low-income and low-income categories of the National Housing Agency. The Government press kit gives the example of a couple with one child earning up to EUR 3 260 a month between them.

How do energy savings certificates fund the integrated offer?

The draft order submitted to the Conseil supérieur de l'énergie on 6 October 2026 sets a flat volume for sheet BAR-TH-171. It is 760 000 kWh cumac for a heating-only heat pump and 875 000 kWh cumac for heating and hot water, for a household in energy poverty. According to its explanatory report, MaPrimeRénov' geste cannot then be claimed.

What technical requirements does the draft order add?

The draft requires the replacement of a coal, oil or gas boiler and a heat pump model approved under the decree of 29 May 2026. It also requires a sizing note for each emitter and a heating curve below 55 °C at the base temperature for radiators, or 35 °C for underfloor heating.

Are integrated offer installations inspected?

Yes. The explanatory report on the draft order provides on-site checks of 50% of operations from entry into force, 70% from 1 January 2027 and 100% from 1 January 2028.

Does the integrated offer cover apartment blocks or the tertiary sector?

No. The scheme presented on 30 September 2026 targets owners of detached houses on low and very low incomes. Collective and tertiary heat pumps still fall under their own standardised operation sheets of the energy savings certificates scheme.

Sources

Every fact in this article refers to one of these sources, consulted on the date shown.

  1. 01
    Présentation des lauréats de l'offre intégrée pour les pompes à chaleur (PAC) — dossier de presse

    Ministère de la Transition écologique — published on

  2. 02
    Dossier de presse : présentation des lauréats de l'offre intégrée pour les PAC (PDF)

    Ministère de la Transition écologique — published on

  3. 03
    Dispositif des certificats d'économies d'énergie — projets de textes soumis au CSE

    Ministère de la Transition écologique — published on

  4. 04
  5. 05
    Rapport de présentation du projet d'arrêté Offres intégrées BAR-TH-171

    Ministère de la Transition écologique — published on

Is your project affected?

We read the text that applies to your file, in the version in force, before any sizing.

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Engineering consultancy: a stack of energy savings project binders and a printed regulatory text on a dark desk, in front of a boiler room fitted with heat pumps, visible behind a glass partition.

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